FAQ

Q. IS MY INFORMATION SAFE?

A. Safety and security of data is a major issue that all financial firms must address. Our goal is to not collect nor store any personal information that is not required for regulatory and operating purposes. As you may have noticed, we do not use traditional passwords or logins. Not requesting, saving or storing data is one way to avoid anyone getting access to your personal data on CredSocial. See you privacy policy for more information.

Q. Is it really INTEREST free?

A. Yes! We never charge interest or fees to use our service. You may add a tip at the time of repayment if you choose. If you need to use our service for free that is your option, but even a token amount allows us to assist more people and provide the best service.  

Q. HOW MUCH CAN I EXPECT TO RECEIVE?

A. The amount you are eligible to receive is determined by a number of factors, most importantly how much you are earning and have already earned in the past few weeks. Our system simply provides access to funds you have already earned. 

Q. HOW DO I REPAY?

A. Repayments are automatically deducted from the account you designate during the application on the agreed upon day(s). We will monitor your account and send reminders on each scheduled repayment date. 

Q. HOW OFTEN CAN I Access AN ADVANCE?

A. You can only have one active advance from the network at a time. As soon as you close and repay the previous advance you can request another one. 

Q. HOW quickly do I receive funds?

A. Instant! If our proprietary system can validate your personal details such as name, address, employment, earned wages and various other data points, funds are placed in a virtual account that you can use instantly. The typical time frame from start to finish typically takes 8-10 minutes and funds are immediately accessible. 

Q. Can I refer others?

A. Yes, we make it easy to share the convenience of CredSocial. Social is in our name, after all. Successful, active referrals show your commitment to the network and our mission.

Q. WILL THIS AFFECT MY CREDIT?

A. Our system doesn't require a credit report nor will CredSocial  have a negative affect your credit score. 

Q. Can I assist others?

A. We take donations at our bitcoin and ether addresses. Your gift is fully transparent and you can track the assets that were given to CredSocial and go directly to assisting more individuals. 

Q: How do I qualify?

A: Qualifying for 0% APR InstaCred cash advances is easy!

You must meet the following conditions to use InstaCred

• You must have a checking account.

• You must have three or more direct deposits of $250 or more into your checking account.

• You must have completed at least two pay cycles of direct deposit into your account before InstaCred becomes available to you.

• Any CredAppeal or CredSocial Account must be in good standing.

Note: More than one type or inconsistent direct deposits may affect your eligibility for InstaCred.

Here are examples of income types that might NOT qualify:

• Random deposits from freelance work

• Internal Transfers

• ATM or cash deposits

• A single paycheck from a new employer

• Direct deposit of less than $250

If you don't meet the direct deposit requirements at this time, please come back and try again if your income situation changes! Our system constantly revalidated eligibility status

Please note: If you have late or missed payments to CredSocial you may not be eligible for InstaCred